NXP Tech Helps Secure Wearable Payments on Garmin Fitness Trackers

“In addition to enabling tap-to-pay functionality with the fitness-tracking bands, NXP’s technology supports Mastercard and Visa tokenization services, allowing for EMV-like security for Garmin Pay transactions.”

NXP Semiconductors technology is playing an important supporting role in the mobile payment capabilities of two wearable devices from Garmin, the company has announced.NXP Tech Helps Secure Wearable Payments on Garmin Fitness Trackers

Its PN8OT embedded Secure Element and NFC solution is being used in Garmin’s Vivoactive 3 and Forerunner 645 Music fitness tracking bands, both of which support contactless payments via a system called Garmin Pay. In addition to enabling tap-to-pay functionality with the fitness-tracking bands, NXP’s technology supports Mastercard and Visa tokenization services, allowing for EMV-like security for Garmin Pay transactions.

In a statement, NXP elaborated that its Loader Service is also playing an important role in the devices, helping to facilitate the convenient uploading of payment cards to Garmin Pay.

Commenting on NXP’s technology, Garmin sales VP Dan Bartel said that it helps his company to “better provide the ultimate on-the-go lifestyle to our customers,” adding that the resulting solutions allow users “to leave their cash and credit cards at home and securely make purchases where NFC payments are accepted.”

Garmin’s devices appear to reflect a growing trend as multiple wearable device makers seek to incorporate payment functionality into their products; at the same time, it demonstrates the growing need for advanced security mechanisms on such devices to protect these digital and contactless transactions.