The security comes by way of the Trustonic Application Protection (TAP) SDK, which allows Alcinéo to integrate digital payment microkernels from Mastercard and Visa into a given device’s Trusted Execution Environment. Meanwhile, Trustonic’s Trusted User Interface (TUI) solution is designed to isolate the information entered on screen. Both security features are essentially aimed at protecting data from hack attacks against a given mobile device.
In a statement announcing the integrations, Alcinéo CEO Arnaud Corria pointed to growing demand among merchants for mPOS solutions, which are easy and less costly to deploy than conventional POS terminals, and suggested that Trustonic’s technology fills a security gap in this trend. “Integrating TAP enables us to provide an mPOS solution that processes payments with the same level of security as a contactless-capable POS – all on a smartphone,” he said. “No annoying hardware tokens; same security.”
Alcinéo says its payment software is compatible with all major payment services brands including EMVCo, Visa, Mastercard, American Express, Interac, JCB, and UnionPay, as well as domestic payment schemes in France including EftPOS, Girocard, MEPS, and Pure.