Mobile commerce is among the most active area of Mobile ID technology. Authorizing point of sale (POS) or online payments by phone with biometrics is well on track to becoming commonplace, with major global payment networks focused on integrating Mobile ID with their financial initiatives. Major technology companies like Apple, Samsung and Google all have a stake in mCommerce too, each with their respective mobile wallets, two of which rely on smartphone mounted fingerprint sensors.
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Banking also factors into the mCommerce landscape, though its applications carry a higher risk profile, making the rollout of Mobile ID in this realm slightly slower in terms of pace. That said, new initiatives undertaken by prominent banks, international industry organizations and biometric technology developers are beginning to demonstrate how Mobile ID can make smart phone banking a secure and convenient reality.
Read on to meet the leading providers of Commerce solutions.
FaceTec has developed ZoOm®, a Universal Biometric Selfie Login SDK for Android/iOS smartphones, a 100% software solution that can be easily added to any app. ZoOm meets the convenience needs of end users, and the banking-level security demands of app publishers with TrueLiveness™ detection and FIDO certification. For more information visit www.ZoOmLogin.com.
BioCatch is a cybersecurity company that delivers behavioral biometrics, analyzing human-device interactions to protect users and data. Banks and other enterprises use BioCatch to reduce online fraud and protect against a variety of cyber threats, without compromising the user experience.
Precise Biometrics is a market leading supplier of solutions for convenient and secure authentication of people’s identity. We develop and sell fingerprint software and mobile smart card readers that provide the market’s best user experience and security. Our solutions are used hundreds of millions of times every day by people all over the world.
Daon is a leading provider of identity assurance and identification and verification software and services worldwide. Our solutions are designed for both enterprise and government, and are currently used to enrol more than 1 million people per day. Mobile Authentication & Cyber Security Identity Management Software Suite Full-Service Identity Management Daon supports customers and system integrators in building enterprise solutions requiring the highest level of security, performance, scalability, reliability and privacy. Our open standards-based software has been selected for use in programs worldwide including Australia, India, Japan, Mexico, New Zealand, and the United States.
ImageWare Systems is a leading provider of identity-based, credential management solutions driven by biometrics. We deliver multi-Modal biometric user authentication on premises and in the cloud. Our patented agnostic plug-n-play technology promotes interactive communication and Out-Of-Band authentication on mobile platforms and brings security to an all new level.
FacePhi is a global leader in Facial Recognition technology. With a strong concentration in the financial sector, our product is rapidly becoming a service used by banks all over the world. Our technology enhances the client experience effortlessly by simply using the camera on their smartphone to take a selfie; this then becomes their method of identification and interaction with the bank’s mobile application.
Delta ID has made iris recognition a consumer ready technology. Its patent-pending ActiveIRIS® technology, now available in smartphones in the market, provides consumers a fast and easy way to unlock their devices, make payments, log into apps & services, all with just a quick look at their devices. Delta ID ActiveIRIS® technology is simple and inexpensive for mobile and PC OEMs to integrate. For more information, please visit http://www.deltaid.com.
Iris ID Systems Inc., formerly a division of LG Electronics USA known as LG IRIS, has been active in iris recognition research, development and production since 1997. Today U.S.-based Iris ID Systems is a global player in the iris recognition business. IrisAccess™ is the world’s leading deployed iris recognition platform, used in thousands of locations authenticating the identities of millions of people. More people look to IrisAccess for iris-based authentication than to all other iris recognition products combined. To find out more, visit www.irisid.com or www.lgiris.com
IDEMIA is the global leader in Augmented Identity for an increasingly digital world, with the ambition to empower citizens and consumers alike to interact, pay, connect, travel and vote in ways that are now possible in a connected environment. Securing our identity has become mission critical in the world we live in today. By standing for Augmented Identity, we reinvent the way we think, produce, use and protect this asset, whether for individuals or for objects. We ensure privacy and trust as well as guarantee secure, authenticated and verifiable transactions for international clients from Financial, Telecom, Identity, Public Security and IoT sectors.
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Crossmatch® solutions solve security and identity management challenges for hundreds of millions of users around the world. Our proven DigitalPersona® composite authentication software is designed to provide the optimal set of authentication factors to meet today’s unique risk requirements and afford complete enterprise authentication coverage. Crossmatch identity management solutions include trusted biometric identity management hardware and software that deliver the highest quality and performance required for critical applications. Our solutions support the financial, retail, commercial, government, law enforcement and military markets. With 300 employees and customers in more than 80 countries, Crossmatch sets the standard for innovation and reliability. Learn more: Crossmatch.com
Sensory, Inc. creates a safer and superior UX through vision and voice technologies. Sensory’s technology is widely deployed in consumer electronics applications including mobile phones, automotive, wearables, toys, IoT and various home electronics. With its TrulyHandsfree™ voice control, Sensory has set the standard for mobile handset platforms’ ultra-low power “always listening” touchless control. Sensory’s TrulySecure™ is changing the authentication landscape with highly accurate voice and facial biometric fusion. To date, Sensory’s technologies have shipped in over half a billion units of leading consumer products. Visit Sensory at www.sensory.com
MicroStrategy’s Usher, a unified identity engine, brings personal identity telemetry and analytics to deliver business and consumer insights that enable true digital transformation. Applications can be personalized based on the user’s identity, role, and the context of any given interaction—transactions that include the proximity of others as well as physical IoT devices. As a result, MicroStrategy applications are adaptive and proactive, at the same time ensuring the identity and enforcing the privileges of the user for logical, physical, and IoT access transactions. Real-time identity telemetry and transaction metrics enable organizations to accommodate new and expanded use cases, and discover insights into both customer or employee behaviors like never before.